Home / Questions / How Much Can My Company Pay into My Pension?
Last updated 23 October 2026. Written by the Limited Company Accountant UK team, part of Accotax. Figures are for the 2026/27 tax year; always check GOV.UK for the latest rates.
Short answer: Your company can pay up to the annual allowance, currently £60,000, into your pension, and it is usually deductible if the contribution is wholly and exclusively for the business. You can often carry forward unused allowance from the previous three years.
At a glance
| Annual allowance | £60,000 |
|---|---|
| Carry forward | Up to 3 previous years |
| Employer NI | None on employer contributions |
Why it is efficient
It reduces Corporation Tax and avoids employer NI, and the money goes straight into your pension without income tax at the time.
Watch-outs
Very large contributions can be questioned by HMRC if they are not commensurate with your duties, and the allowance tapers for high earners.
Want this handled for you?
Fixed monthly fee, named accountant, free first consultation. Get a free quote or call 0203 4411 258.
The bottom line
Your company can pay up to the annual allowance, currently £60,000, into your pension, and it is usually deductible if the contribution is wholly and exclusively for the business. If you would rather not do it alone, our fixed fees start at £45.83 + VAT a month.
Frequently asked questions
Can my company pay into my SIPP?
Yes, employer contributions to a SIPP are common.
Is pension access restricted?
You can normally access your pension from age 55, rising to 57 from 2028.
Ready for a fixed monthly price?
Our packages start at £45.83 + VAT and cover accounts, tax and deadlines. Get a free quote or call 0203 4411 258.
Keep reading