Where Cardiff’s businesses are
Cardiff Bay and the Roath Lock drama studios, the city centre's financial and professional firms, the university quarter and a busy independent retail and hospitality scene.
Limited company accountants in Cardiff.
Cardiff, the Welsh capital, has a large public sector, financial and professional services, media and creative businesses, and a busy hospitality scene.
- Fixed monthly fees
- Free switching
- Online, UK-wide
What does a limited company accountant in Cardiff do?
Prepares your accounts and Corporation Tax return, files at Companies House, handles VAT and payroll and plans your pay. Ours start at £45.83 + VAT a month.
Business in Cardiff, by the numbers.
Source: ONS UK Business Counts 2026 and ONS mid-2025 population estimates, via Nomis, 2026.
Businesses
12,120
VAT or PAYE registered businesses in Cardiff
Micro share
87%
are micro businesses of 0 to 9 staff, against 89% across the UK
Density
32
businesses per 1,000 residents, against 40 across the UK
What the local mix means for your accounts.
Cardiff
Professional, scientific and technical
Professional, scientific and technical firms are 16% of businesses in Cardiff (about 1,980 enterprises). Consultants and practices here need profit by client, clean director's loan accounts and prompt invoicing more than anything else.
Cardiff
Wholesale and retail trade
Retail and wholesale firms make up 14% of enterprises in Cardiff. Till and payout reconciliation, stock and margin by product line, and mixed-rate VAT are the main jobs, whether the sales are in a shop or on a marketplace.
Cardiff
Construction
Construction is 11% of businesses in Cardiff (about 1,390 enterprises). That means CIS deductions, retentions and the VAT domestic reverse charge are daily realities here, and each needs to be recorded correctly to avoid cash flow and VAT errors.
Business in Cardiff, up close.
Where companies here cluster, what that does to their accounts, and a worked example.
What it means for your Cardiff company
Cardiff is a hub for television and film production, finance and public-sector suppliers. Screen freelancers work across many productions and often need guidance on VAT registration and the creative reliefs for productions. Wales has its own devolved income tax powers, which currently match English rates, so director pay planning is the same as in England.
An illustrative Cardiff example
A freelance production accountant in Cardiff invoices several productions each year and plans VAT registration around her turnover.
Rules for businesses in Wales
Welsh taxpayers pay income tax at Welsh rates, which the Welsh Government can set differently from England. Property purchases use Land Transaction Tax collected by the Welsh Revenue Authority, while Corporation Tax and VAT are UK-wide. We keep records in a way that works under either regime.
Cardiff: questions.
Are Welsh income tax rates different?
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Welsh rates of income tax currently match those in England, and dividend tax is set UK-wide, so the usual salary and dividend planning applies. We keep an eye on any future change.
How much does a limited company accountant cost in Cardiff?
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Our fixed monthly fees are the same in Cardiff as anywhere else in the UK: Essential from £45.83 + VAT, Complete from £62.50 + VAT and Growth from £75 + VAT. Final price depends on your turnover and options.
Do you have an accountant in Cardiff?
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We are an online firm, so a named accountant looks after your Cardiff company by phone, video, email and WhatsApp. Our offices are in Morden, Croydon, Chelsea, Mitcham for anyone who prefers to meet in person.
Your Cardiff accounts, handled.
Tell us about your company and we will confirm your fixed fee within one working day.